Finding the right car insurance for a student can be tough. With education costs rising every year, as a student, how do you find the right quote for auto insurance?
Like it or not, age is one of the major factors used in calculating your insurance rates, for young drivers, it’s by far the largest road block to getting cheap car insurance for students.
Free Insurance Quote.com provides students car insurance quotes quickly, easily, and best of all, FREE!
How To Find Cheap Student Car Insurance?
Although students tend to be the highest risk group, it is possible to find affordable auto insurance. The following are things that need to be done to obtain cheap student car insurance:
- THE MOST IMPORTANT THING IS THE CAR YOU DRIVE
If you have an expensive car you will pay more. If you don’t have a car and are planning to buy one, also check insurance rates for your model.
- MAINTAIN A GOOD DRIVING RECORD
Simple enough, but its very true. From traffic to speeding tickets, everything you do behind the wheel determines your insurance rates.
- BE A GOOD STUDENT
Your grades in school are viewed as a reflection of your responsibility. Students that maintain a B average or higher are more likely to receive discounts from their insurance provider. Provide a copy of your grades to your insurance agent and you can be eligible for a good student car insurance discount.
- DRIVE ONLY WHEN NECCESARY
If you live near campus and aren’t required to drive every day, you can qualify for a low mileage discount.
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How To Get A Discount On Student Car Insurance?
- GET QUOTES FROM SEVERAL COMPANIES
Since premium rates vary, and there are many types of coverage, buy only what you need.
- TAKE DRIVERS TRAINING COURSES
Defensive driving courses can lower auto insurance for college students. Your auto insurer may offer a discount to student drivers that complete the basic safety courses.
- HAVE A THEFT PROTECTION DEVICE
Installing car alarms or other anti-theft devices can also help lower your rates by making your car less likely to be stolen. They affect your risk profile and companies will offer you cheaper rates for that.
- ALWAYS DRIVE SAFELY
Never take part in the three most common illegal activities, which are: racing on the highway, reckless driving, and exceeding the speed limit by over 15 miles per hour. It has been seen that most of the students either under the influence or otherwise participate in these three activities. In most cases, penalties are imposed and as a result the car insurance premium is more expensive.
- HIGHER DEDUCTIBLES
Having a higher deductible attracts discounts and reduces the premium amounts.
- SOME CARS ARE CHEAPER TO INSURE
For cheap student car insurance, choose a vehicle with a lower engine capacity. Modifications can run up the price of your premium. Spoilers, trim kits and turbo kits suggest a driving style that may adversely affect your premium.
Why Choose Us For Student Auto Insurance?
FreeInsuranceQuotation’s mission is to help students get the best discount for their auto insurance. For high school or college students looking for the best deal that will work with their tight budget, we provide the most complete informative student insurance quotes available.
Our sophisticated comparison search engine finds offers from companies such as: Allstate, Geico, State Farm, AAA, Progressive, Nationwide, amongst many others.
We’re experts in car insurance comparison, we offer our services free to the customer, in a timely fashion, and we’re completely impartial. This provides students and their parents the cheapest new driver insurance quotes available online.
Free Insurance Quotation’s is not affiliated with any insurance provider, this allows us to provide our customers with the cheapest student car insurance rates. Check out FreeInsuranceQuotation’s free insurance quotes, it will save you a lot of money, and what student doesn’t like that?